Buying real estate debts

This program means: buying the debt of the real estate agent (real estate finance) currently in the bank or the financing company this financing by another financing entity, for any reason specific to the client himself, and usually some customers resort to this type of financing for certain reasons, the most important and most famous:

  • For prefabricated residential properties located within the urban area and within approved plans.
  • The real estate in one of the major cities in the Saudi Arabia except "Mecca and Medina", 
  • The property must be no more than 40 years old.
  • The monthly salary should not be less than 5,000 riyals for government employees or 8,000 riyals for private sector employees.
  • There are no defaults or delays in payment for any previous funding.
  • The client's term of service should not be less than 3 months for government employees or two years for private sector employees.
  • The client must be at least 25 years of age at the beginning of the contract.

  • Funding for employees of all sectors " government-private "
  • The possibility of benefiting from any additional fixed income (rents or otherwise).
  • This program does not require a down payment amount.
  • The possibility of repaying or maintaining other existing obligations from the amount of funding
  • Financing up to 90% of the property value up to a maximum of SR 5,000,000.
  • Access to the "Subsidized Finance" program the possibility of maintaining solidarity contracts as they are and the purchase of indebtedness.

  • Before applying for this program and completing the application form, please provide the following data:
  • • Net salary without cost-of-living allowance.
  • • Check the credit record (Simah) and there are no previous or current defaults.
  • • The amount of early repayment of real estate debt from the current financing side.
  • • Details of any other obligation (installment companies, cars or credit cards) if any.

For the record, the current market value of the property will be worked on and not its value when obtaining the previous financing.


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دار التداولات التجارية 1010514427 مؤسسة متخصصة في أنشطة الوساطة التجارية والاستشارات في مجال الاستثمار والتمويل العقاري وجميع خدماتها وعروضها التمويلية أعلاه مقدمة مع جهاتٍ تمويلية معتمدة وخاضعة لأنظمة مؤسسة النقد العربي السعودي.